Settlement Services - Injury

Catastrophic Injury Planning

When a settlement involves a catastrophic injury, early involvement is beneficial because it enables our team to conduct a thorough analysis of the impact of the injury to future wages and future medical costs. 

Life Care Plan Analysis

Our analysis of a claimant’s life care plan examines past, present, and future medical costs. Pre-settlement we determine the full projected cost of funding the life care plan to aid in calculating the potential settlement need.  Post-settlement, we work with the claimant to reduce the impact of catastrophic injury care with potentially available insurance coverage and government benefits and potential non-covered medical deductions. 

Lost Wages and Present Value Analysis

Whether a workers compensation or personal injury case, claimants often undergo a moderate to severe impact to their wages and income. Our team assists with determining or validating the present value of future lost wages using currently available rates for a realistic projection of what will be possible when a settlement is reached. 

Section 213 Non-Covered Medical Deductions

Section 213 of the Code generally allows claimant deductions for medical expenses during a taxable year when certain requirements are met. Often claimants have ongoing medical expenses such as out of pocket medical costs (deductibles, coinsurance, copays) for covered services and 100% of the costs of non-covered services, such as the cost of in-home care. 

Caregiver Insurance 

Often claimants are supported by dedicated family members. We help claimants and their caregivers protect their future with Caregiver Insurance planning. If a Caregiver becomes unable to assist the claimant, protections can be put in place to help the client with additional funding for Caregiver services.